Everything You Need to Know About Moving to Malta

Moving to Malta

Are you thinking of moving to Malta? Everything from the lovely weather to the favorable tax rates make our country a preferred choice for relocation.

Some people make the move to Malta a goal of their carefully orchestrated life plan, to retire within view of the sunny Mediterranean. Others take an offer from their employer and change settings much more quickly.

Either way, there are essential details that will need to be taken care of in order for your relocation to go as smoothly as possible. This is the guide to take the stress out of moving.

Whether you’re thinking about hiring a mover or concerned about residence status for your self-employed spouse a bit of trepidation is understandable. And your perspective on moving to Malta will depend on your current home country.

Below you’ll find details on moving to Malta from various parts of the world, details to think about and, maybe most importantly, a complete checklist to walk through the process with. Continue reading “Everything You Need to Know About Moving to Malta”

Investing in Malta: Funds, Property & Alternative Opportunities

Investing In Malta

Malta dangles the universally attractive carrot for international investors: The promise that investing in Malta comes with both security and good prices — plus, not many business-stifling regulations.

The country only gained its independence from Britain in 1974 and was already an EU member 30 years later in 2004. Since then it has gone through a few distinct waves of economic development and, throughout, enjoyed more or less stable government under a (mainly) two-party system.

Whether its hedge funds, online gambling or blockchain-based cryptocurrencies, the Maltese authorities have been much less conservative about regulating investing in Malta.

Largely, this was tied to the idea that financial services is one of the only industries that can be established with just a talent-friendly environment (i.e., low taxes, little crime, affordable housing) and a solid connection to the internet.

Investing in Malta is a fairly simple process. While the regulation is quite limited and geared to making business run smoothly, there are definitely finer points worth paying attention to and this guide will cover them all.

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Living in Malta as an Expat: Cost of Living, Safety, Pros & Cons

Living in Malta

Saying “yes” to Malta is an easy choice. Thousands of digital nomads and other expats have made the move and are successfully running their own companies or working for Maltese operations here.

But what about the details?

What will it cost to live in Malta? Do you have to worry about crime in one of Europe’s southernmost countries? Does Malta have an expat community? Can you retire to Malta?

Picking up stakes and moving to a new country can be a quick decision but some research can help you feel more connected once you arrive.

We’ll address these questions with special attention paid to the comparative cost of living, best places to live and details of the expat life in Malta. Read on for all you need to know about living in Malta.

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Your Guide to Buying (or Selling) Property in Malta

Buying Property In Malta

Malta is a country at many people’s center of attention. People and businesses who think of the world as one global place, see the opportunity that Malta represents.

That means that Malta also has a dynamic and shifting real estate market that has some important intricacies to it.

Finding a home is about more than just making a list of must-haves and then buying the property that fits the bill and is closest to work. Conversely, selling a property in Malta’s hot real estate market also takes strategy.

From the perspectives of both tax rates and regulations, the Maltese government is obviously paying close attention to the property market in Malta and is set on actively participating. Some of these stipulations apply in particular if you’re buying property in Malta as a foreigner.

This guide will walk you through all of the finer details of buying and selling property in Malta from the taxes involved to how your nationality affects the rules you need to follow.

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Malta’s Permanent Residence Scheme

Malta Permanent Residence

Malta has a straightforward if sophisticated process when applying for residence permits that you will need when staying for more than three months.

If you decide that you love Malta as much as I do and want to stay permanently, it is usually just as easy to obtain permanent residence status after living here for five years.

Effective permanent residence in Malta is also one of the necessary steps before you apply for Maltese citizenship.

From costs to requirements to benefits of permanent residence in Malta, you’ll find everything you need to know about this important legal step in this guide.

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Malta’s Residence Permits: Everything You Need to Know

Malta Residence Permit

The most famous historical trivia about Malta is that it spent several centuries as the home base for an itinerant order of crusader knights. The island country’s connection to the Order Saint John carries on today, at least in spirit and symbols.

Malta’s willingness to grant a home to those coming from abroad also endures into the 21st century.

These days there is a comprehensive system of residence permits. The golden visa for the very wealthy gets the headlines but there are similar programs for a broad spectrum of participants.

Below you’ll find a complete guide on to how to qualify for each of Malta’s residence permits and the benefits you’ll enjoy if you’re granted one.

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Malta’s Real Estate Market Report: Prices & Trends in 2019

Over the past two to three years, Malta has made headlines around the world for its robust real estate growth. But headlines being what they are, often raise more questions than they answer…

  • Does the sunny outlook apply across the islands?
  • Are some types of property more popular than others?
  • Are renters feeling the squeeze as much as buyers?

And then all of the questions that inform how you’ll behave if you’re entering Malta’s real estate market as an expat:

All of these questions and more will be answered as we dig into Malta’s real estate market. Find out where trends are going and what they mean for the financial future of buyers and sellers alike.

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Where to Find Property for Sale in Malta

Property For Sale In Malta

Malta has a thriving and diverse real estate market. There’s a property for sale in Malta to fit every lifestyle and budget.

There are several tools, detailed below, that you can put to work to find your perfect property that’s for sale in Malta.

Note that these vary slightly if the owners put their property up for sale without an agent. If your Maltese dream property is for sale by the owner there may be special considerations to take into account and you’ll get a thorough outline of those below.

You’ll also find a handy guide to the lingo and jargon used to advertise real estate for sale in Malta.

Buying a home is a huge life step and the research can get intense – especially when you are buying outside of your home country.

Preparation is critical and professional assistance can make the process go smoothly. This guide has everything you need for hiccup-free house hunt in Malta. Continue reading “Where to Find Property for Sale in Malta”

Malta’s Investment Visa: Your Complete Guide

Malta Investment Visa

There are a few obvious reasons why Malta’s investment visa program is so popular. Malta is a safe place to live with a stable economy and a solid banking system.

As well, Malta’s investment visa offers visa-free travel within the Schengen zone to its holders.

Malta has a relatively fast course to citizenship, at least if you are a high net worth individual. There are some significant steps to that process and it can take up to two years to complete, so the investment visa may be a useful device in the interim.

Your eligibility for the investment visa program depends largely on your nationality and meeting the required criteria, mainly making the stipulated contribution.

Choosing to put up the sum of money is a daunting step for many, so careful planning is essential. This comprehensive guide will take you smoothly through the process without any hitches. Continue reading “Malta’s Investment Visa: Your Complete Guide”

The Best Places to Live in Malta

Best Place to Live in Malta

At less than 50 kilometers from one end of the main island to the other, Malta seems like a small, easily accessible country. How hard could it be to find a place to live in a country where everything is supposedly a 35-minute drive from everything else?

Well, the usual problem of rush-hour traffic applies even more than normal to Malta’s aging road system. If your commute involves a trip into one of the historic areas with even narrower streets, it could climb above 75 minutes, each way.

Factor in dropping the kids off at school and life in a Mediterranean paradise could easily become a life spent in frustrating traffic.

So, the usual consideration about proximity to work and school definitely applies when it comes time to find a place to live in Malta.

Luckily, there are plenty of options for where to live in Malta spread across the five districts of the main island, plus Gozo.

Some of these are better suited to English-speaking expats in Malta or to those with a family. Below you’ll find an all-inclusive guide to answering the “where should I live in Malta?” question. Continue reading “The Best Places to Live in Malta”